The Free POS Software
That Puts You In Control
Set up your point of sale system with PayFinz POS hardware and compatible accessories that fit your workflow.
The POS System That Lets You Sell, Track, and Get Paid Anywhere
Fast Checkout, Happy Customers
PayFinz POS lets you accept credit, debit, and mobile contactless payments including Apple Pay and Google Pay.
- Quickly process partial or full refunds from your device
- Easily split payments for hassle-free group checkout
- Enable tipping and set recommended tip percentages
Never Run Out Of Stock
Stay on top of your inventory at all times. Easily manage product details, SKU, price, stock levels, images, variants, and brand information.
- Get alerts when inventory is low
- Sync inventory data across all sales channels
- Generate insightful reports to identify best-sellers and most profitable products
Keep Your Customers Coming Back
Leverage stored customer data such as purchase history to personalise your marketing efforts and increase customer retention.
- Offer discounts based on customer buying behaviour to boost sales
- Retrieve saved payment information for faster checkout
- Give customers access to view payment history and update personal information
Transform Your Device Into a Complete Point of Sale System
Download the PayFinz POS app on your laptop, tablet, and smartphone.
Find your software in our growing ecosystem.
PayFinz Payment Extension lets you integrate with hundreds of web-based platforms across various industries.
Get Your Money Faster!
Enjoy next business day deposits for free when your customers pay with credit or debit cards!
The Right POS Hardware That Matches Your Ambition
Choose the right POS hardware to pair with your point of sale system — one that fits where you are today and where you’re going next.
| Feature | Card Reader | Smart Terminal | Tap to Pay on iPhone |
|---|---|---|---|
| Price | $199 USD | $349 USD | No hardware cost |
| Financing | — | $32/month for 12 months | — |
| Tap | ✓ | ✓ | ✓ |
| Chip | ✓ | ✓ | ✓ |
| Swipe (HSA cards) | ✓ | ✓ | ✕ |
| Customer tracking | ✓ | ✓ | ✓ |
| Analytics & reporting | ✓ | ✓ | ✓ |
| Batch history | ✓ | ✓ | ✓ |
| Card on file | ✓ | ✓ | ✓ |
| Email receipt | ✓ | ✓ | ✓ |
| Inventory tracking | ✓ | ✓ | ✓ |
| Surcharging | ✓ | ✓ | ✓ |
| Built-in 4G/LTE | ✕ | ✓ | ✕ |
| Payment Extension compatible | ✓ | ✓ | ✓ |
Lower Fees
Save on transaction costs with competitive Interchange Plus pricing and fully transparent rates.
Unlimited Users
Give your entire staff access to PayFinz POS software with no extra per-user fees.
Exceptional Support
Get fast, dedicated assistance from our expert customer service team any time you need it.
Learn Why Small Businesses Trust Us!
Real PayFinz reviews from business owners like you.
“PayFinz has saved us hundreds every month in processing fees. Setup was instant and the dashboard is incredibly easy to use.”
Sarah T.
Retail Store Owner
“No fees, no stress. Our cash flow has never been healthier since switching to PayFinz.”
Marcus D.
Restaurant Owner
“It took 5 minutes to set up. The savings started immediately. I wish I’d found PayFinz sooner.”
Linda K.
Salon Owner
Take Even More Control Of Your Checkout
A POS (point-of-sale) system allows you to accept payments through a physical or software interface. When a customer is in front of you and you’re ready to take payment, a POS system lets you accept and record credit or debit card transactions at checkout. You can also turn your phone into a mobile POS by downloading the PayFinz POS app.
All you need is a free PayFinz account, a PayFinz Card Reader, and any device with internet connectivity. Download the PayFinz app, connect it to the card reader, and start processing. You can also enable Tap to Pay on iPhone for contactless payments without hardware.
The PayFinz POS software is completely free with your account. You only pay a one-time cost of $199 USD for the Card Reader. No monthly fees, no complicated equipment leases — the hardware is yours to keep.
Yes! After completing a payment, you can print a receipt if you have a printer connected, or email it to your customer for a paper-free option.
Yes! You can split payments by value (percentage or dollar amount) or by payment method. Transactions are marked as partially paid so you can easily track outstanding balances.
Absolutely. Use an existing discount code or enter a manual discount. Enable, disable, or set preset tipping options by dollar amount or percentage during the checkout process.
PayFinz uses gross deposits — your total sales go directly into your bank account, with processing fees deducted as a separate line item the same day. This gives you accurate daily revenue and cash flow visibility.
No. The PayFinz POS app works exclusively with PayFinz hardware (Card Reader and Smart Terminal) to ensure the best performance and security.
Get Started With the PayFinz POS App for Free
No monthly fees, no contract, and no hidden fees. Just powerful point-of-sale software built for businesses that want to grow.
